- NO STRESS TEST
- NO INCOME PROOF REQUIRED
- NO CREDIT RATE CHECK
- NO EARLY SETTLE CHARGE
PROPERTY
FIRST MORTGAGE
Mortgage Loan Made for You
NO
HANDLING FEE
Borrow as much as you need
NO
EARLY SETTLE CHARGE
Flexible repayment options
NO
INCOME PROOF REQUIRED
Simplify the process , Save time & efficiency
NO
CREDIT RATE CHECK
No credit rating checks required
FIRST MORTGAGE
When Banks say no
We say GO!
private residences, public housing, tenement floors, villas, village houses, offices, shops, factories, car parking spaces.
All property types are eligible
More Flexible & Faster than a Bank
Annual interest rates starting as low as 8%
No Impact Credit Report
Property Valuation Up To 80%
Unlock your Property Potential
Tailored Mortgage Loan Services Designed Specifically for Property Owners
Looking for the perfect property mortgage service?
Our Mortgage Specialists are here to tailor the most suitable mortgage plan for every property owner. We provide professional advice and answer any questions you may have about property loans, ensuring a smooth borrowing experience.
No restrictions on property age!
For any property type
No Credit Report Check Required
No impact on your credit score
Qucik Approval
15mins
Approval
Maximum Mortgage Amount $20M
Free lawyer fee , Free valuation fee
High Property Value ratio
Up to 80% of the property value
Long Tenor Period
Up to 120 months
Low Interest Rate
Annual interest rates starting as low as 8%
PROPERTY
Transforming Destiny
Flexible cash-out options
We strive to get you the highest property valuation, along with the most favorable mortgage interest rates and rewards, making it easy for you to apply for a property loan
Property Type
Credit KO's mortgage loans have no restrictions on property age and cover a wide range of property types. We accept the following property types
Private Building
Public Housing
Tenement Floor
Factory/Commercial Building
Shops
Car Park
Simplify
the process
Save time & efficiency
Tradional Bank |
||
---|---|---|
Document |
|
ID Card、Address |
Cash Transfer Time |
30-60 days at least |
15mins Approval |
Loan Amount |
Up to 50% of the property value (excluding Mortgage Insurance Scheme) |
Up to 20 million or 80% of the property value |
Just 4 Simple steps
Unlock your property's potential with a breeze!
Fill in the Mortgage Application Form
Just a few simple steps to fill in your property information.
1
Upload the docouments
Upload your property's loan agreement or mortgage contract and let us handle the rest.
2
15mins Quick Approval
We will notify you via WhatsApp with the detailed approval information.
3
Sign the Mortgage Aggrement in the Law Firm
Arrange an appointment with the attorney on the same day to process the relevant property loan documents.
4
Property Mortgage Client Reviews
Low interest rates and high efficiency, Credit KO Mortgage Loans made it easy for me to achieve my property dreams!
The professional team at Credit KO Mortgage answered my questions in detail, giving me peace of mind!
Even with a bad record credit history, I'm grateful that Credit KO gave me the opportunity to apply!
Credit KO Mortgage's customer service is friendly and patient, helping me with all my inquiries!
Stay Ahead with Credit KO, Competitive Rates for Property Mortgages!
Beyond Expectations: Credit KO Financial Transforms Your Finances!
Ease and Reliability: Credit KO Mortgage Simplifies Your Loan Journey!
Tailored Solutions, Seamless Experience: Credit KO Mortgage Has You Covered!
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Learn More?
Fill in the application form below to contact our Loan Adviser
Who we are?
About Credit KO
Credit KO aims to break the boundaries of traditional loans and revolutionize loan services. We offer a wide range of online personal loan products, catering to the needs of the new generation. Our goal is to provide quick solutions for all types of borrowing and financial needs, ensuring the most flexible, efficient, personalized, and customer-friendly loan options and professional service experience.
Credit KO
KO your loan matters
you might ask
Frequently Asked Questions
?
When applying for a property mortgage loan with Credit KO, the procedures and approval conditions are more flexible compared to traditional banks. There is no requirement for stress testing or income proof, and personal credit checks (TU/TE) are not necessary. Simply provide personal information, property details, and company information to easily access the loan and meet your financial needs. Enjoy the convenience of a quick approval process, with the possibility of approval within 30 minutes.
The loan amount for property mortgage loans depends on factors such as the customer’s credit rating, income, occupation, and financial condition. Credit KO offers property mortgage loans of up to HK$20 million, with no processing fees (including lawyer’s fees and valuation fees). Additionally, the repayment period can be as long as 120 months, providing flexibility and freedom in repayment. Let us assist you in transforming your life through property ownership.
To apply for a Credit KO property mortgage loan, simply follow these four easy steps:
- Click Here Fill out the valuation application form.
- Upload the required documents.
- Receive a quick approval in as little as 15 minutes.
- Visit the lawyer’s office to sign the mortgage loan documents.
Further Inquiry, contact our Mortgage Specialist
Mortgage Loan Made for You