Online Non-TU Express Loan

We understand that everyone faces financial difficulties at times. As a loan company, we pride ourselves on offering a simple, fast, convenient, and easily approved loan process that bank institutions may not provide. Whether you need a quick, easy loan or a no credit check loan, our services are designed to meet your needs. Our goal is to provide high-quality loan services to the people in Hong Kong. We offer a range of quick and easy online loans, including low-interest loans without credit checks and mortgage loans, to meet different customer needs for borrowing and reducing interest payments. If you need an alternative to bank loans in Hong Kong, we’ve got you covered with fast and easy loans tailored to your situation.

Online Non-TU
Express Loan

Within 24hrs from application to approval

Credit KO offers loans with no credit checks in HK and fast approval. With our online loan, you can get funds quickly & same-day transfers! Solve your cash flow issues now with our easy loan options for immediate financial relief!

From apply to approve within 24hrs

Credit KO provides fast no-credit-check loans. Fast approval rates. Get funds quickly & Same-day transfers! Solve your cash flow issues now!

ANYTIME , ANYWHERE
No need to be shy
Quick, online, and easy loans!

EVERYTIME EVERYWHERE

No More Shy
Easy take your credit line

Loan Services

Fast cash with low interest. Same-day approval and funding. No Credit (TU) rating is required. We offer flexible repayment terms based on your personal financial situation. If you’re looking for a loan in Hong Kong and are considering a bank loan alternative, we provide easy loan options to fit your needs. At Credit KO, our online loans are designed to be fast and easy, perfect for those needing a quick loan solution.

Mortgage

Personal Loan

Student Loan

Civil Servants & Profesional Loan

Debt-Consolidation

"No Show" Personal Loan

Applying is so that easy!

Applying for a loan
is easy!

Get your Non-TU loan in just 3 simple steps

Cash transfers via FPS, making it simple and convenient!

Online Personal Loan

Experience Credit KO’s simple, quick, and efficient process when applying for an online personal loan, catering to your diverse financial needs in Hong Kong. We make getting a quick, easy loan or a no credit check loan a breeze. Whether you’re looking for a loan in HK for personal use or a bank loan alternative, our online loans can provide the financial assistance you need.

Apply in just 5 mins

Get ready with your ID, income, address proof, and bank account details. Start your no-show, no-TU loan application journey online! Whether you need a quick loan or a no credit check loan, we make the process fast and easy.

15 mins AI instant approval!

AI lightning-fast approval and instant customized Non-TU loan plans. Confirm your loan with online signing! Our system is designed to get you the quick loan you need with minimal delay.

Cash in hand within 24 hours!

Just Tap & Grab your cash through FPS transfer. Quick and easy! Apply for a fast and easy loan today and receive your funds without the long wait typical of a bank loan.

Apply in 5mins

Complete your loan application anytime during the day. Our process is streamlined for your convenience if you're looking to apply for a quick and easy loan in Hong Kong.

Approval in 15mins

Get notified instantly via SMS or call about your approved Non-TU loan! Our quick and easy online loans are designed to meet urgent financial needs.

24/7 Cash in Hand

Cash will be ready and transferred by FPS. Just that easy! Get a quick loan anytime you need it.

Download NOW

Download the Credit KO mobile app for quick and easy online loan applications! Apply for your online loan on the go, whether you need a quick loan or a no credit check loan.

Applying is so that easy!

Apply in just 5 mins

Get ready with your ID, income、address proof and bank account details.
Start your no-show, no-TU loan application journey online!

15 mins AI instant approval!

AI lightning-fast approval and instant customized Non-TU loan plans.
Confirm your loan with online signing!

Cash in hand within 24 hours!

Just Tap & Grab your cash with FPS transfer

Apply in 5mins

Loan process completed 24x7 online

Approval in 15mins

Get notified via SMS or call about your approved Non-TU loan instantly!

24/7 Cash in Hand

Cash will be ready and transfer by FPS , just that easy!

Download NOW

Whenever you need it

We've got you covered!

Maximum

HKD2,000,000
(Up to 21x of your monthly salary, based on the lower amount )

Annual rate

APR as low as 3.36%

Cash Express

Qucik cash within 24 hours

Whenever you need it
We've got you covered!

Loan Calculator

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Monthly Repayment $0

Things you should know

There are several basic requirements you must learn before applying for our online loans.

Unlike bank loans, Non-TU loans in Hong Kong are loans that will not be reflected in your credit report and will not be considered when evaluating your creditworthiness for future loans. Outside of credit checks, as long as you meet the following basic eligibilities, then you should have no issues when applying online for a quick and easy loan from Credit KO:

  • Being 18 years old or above
  • Having a valid Hong Kong address
  • Having a minimum monthly earning of HKD 5,000

About us

At Credit KO, we break the mold of traditional loan companies and are committed to providing innovative and high-quality loan services to the people in Hong Kong. We help you tackle financial difficulties and meet your diverse needs. Whether you’re looking for a quick loan, an online loan, or a no credit check loan, we offer various alternatives to bank loans to every customer without the need for a credit (TU) rating. With fast approval and funding on the same day, we tailor flexible repayment terms based on your personal financial situation, allowing you to manage your finances with ease. If you’re considering a loan in Hong Kong, our easy loan options are here for you.

Click here to learn more about Credit KO and experience hassle-free approval for a worry-free borrowing experience with fast and easy loans in HK!