Online Non-TU Express Loan

We understand that everyone faces financial difficulties at times. As a loan company, we focus on being simple, fast, convenient, and easily approved. Our goal is to provide high-quality loan services to the people of Hong Kong. We offer a range of loans, including low-interest loans without credit checks and mortgage loans, to meet different customer needs for borrowing and reducing interest payments.

Online Non-TU
Express Loan

Within 24hrs From Apply to Approved

Credit KO provides fast no-credit-check loans. Fast Approval. Get funds quickly & Same-day transfers! Solve your cash flow issues now!

From apply to approve within 24hrs

Credit KO provides fast no-credit-check loans. Fast approval rates. Get funds quickly & Same-day transfers! Solve your cash flow issues now!

EVERYTIME , EVERYWHERE
No More Shy
Easy take your credit line​

EVERYTIME EVERYWHERE

No More Shy
Easy take your credit line

Loan Services

Fast Cash with Low-interest. Same-day approval and funding.
No Credit (TU) rating required. Flexible repayment terms based on personal financial situation.

Mortgage

Personal Loan

Student Loan

Civil Servants & Profesional Loan

Debt-Consolidation

"No Show" Personal Loan

Applying is so that easy!

Applying
is so that easy!

Get your Non-TU loan in just 3 simple steps

Cash transfers via FPS, making it simple and convenient!

Online Personal Loan

Simple and efficient process for applying for an online personal loan with Credit KO, meeting your diverse financial needs.

Apply in just 5 mins

Get ready with your ID, income、address proof and bank account details.
Start your no-show, no-TU loan application journey online!

15 mins AI instant approval!

AI lightning-fast approval and instant customized Non-TU loan plans.
Confirm your loan with online signing!

Cash in hand within 24 hours!

Just Tap & Grab your cash with FPS transfer

Apply in 5mins

Loan process completed 24x7 online

Approval in 15mins

Get notified via SMS or call about your approved Non-TU loan instantly!

24/7 Cash in Hand

Cash will be ready and transfer by FPS , just that easy!

Download NOW

Download the Credit KO mobile app for quick and convenient loan applications!

Applying is so that easy!

Apply in just 5 mins

Get ready with your ID, income、address proof and bank account details.
Start your no-show, no-TU loan application journey online!

15 mins AI instant approval!

AI lightning-fast approval and instant customized Non-TU loan plans.
Confirm your loan with online signing!

Cash in hand within 24 hours!

Just Tap & Grab your cash with FPS transfer

Apply in 5mins

Loan process completed 24x7 online

Approval in 15mins

Get notified via SMS or call about your approved Non-TU loan instantly!

24/7 Cash in Hand

Cash will be ready and transfer by FPS , just that easy!

Download NOW

Whenever you need it

We've got you covered!

Maximum

HKD2,000,000
(Up to 21x of your monthly salary, based on the lower amount )

Annual rate

APR as low as 3.36%

Cash Express

Qucik cash within 24 hours

Whenever you need it
We've got you covered!

Loan Calculator

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Monthly Repayment $0

Loan Calculator

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Monthly Repayment $0

About us

At Credit KO, we break the mold of traditional loan companies, committed to providing innovative and high-quality loan services to the people of Hong Kong. We help you tackle financial difficulties and meet your diverse needs. We offer various types of online loans to every customer, without the need for a credit (TU) rating. With same-day fast approval and funding, we tailor flexible repayment terms based on your personal financial situation, allowing you to manage your finances with ease. Click here to learn more about Credit KO and experience hassle-free approval for a worry-free borrowing experience!