Online Non-TU Express Loan

We understand that everyone faces financial difficulties at times. As a loan company, we pride ourselves on offering a simple, fast, convenient, and easily approved loan process that bank institutions may not provide. Our goal is to provide high-quality loan services to the people in Hong Kong. We offer a range of easy online loans, including low-interest loans without credit checks and mortgage loans, to meet different customer needs for borrowing and reducing interest payments.

Online Non-TU
Express Loan

Within 24hrs from application to approval

Credit KO offers loans with no credit checks in HK. Fast Approval. Get funds quickly & Same-day transfers! Solve your cash flow issues now!

From apply to approve within 24hrs

Credit KO provides fast no-credit-check loans. Fast approval rates. Get funds quickly & Same-day transfers! Solve your cash flow issues now!

ANYTIME , ANYWHERE
No need to be shy
Quick, online, and easy!​

EVERYTIME EVERYWHERE

No More Shy
Easy take your credit line

Loan Services

Fast Cash with low-interest. Same-day approval and funding.
No Credit (TU) rating is required. We offer flexible repayment terms based on your personal financial situation.

Mortgage

Personal Loan

Student Loan

Civil Servants & Profesional Loan

Debt-Consolidation

"No Show" Personal Loan

Applying is so that easy!

Applying for a loan
is easy!

Get your Non-TU loan in just 3 simple steps

Cash transfers via FPS, making it simple and convenient!

Online Personal Loan

Experience Credit KO’s simple, quick and efficient process when applying for an online personal loan, catering to your diverse financial needs in Hong Kong.

Apply in just 5 mins

Get ready with your ID, incom, address proof, and bank account details.
Start your no-show, no-TU loan application journey online!

15 mins AI instant approval!

AI lightning-fast approval and instant customized Non-TU loan plans.
Confirm your loan with online signing!

Cash in hand within 24 hours!

Just Tap & Grab your cash through FPS transfer

Apply in 5mins

Complete your loan application anytime during the day

Approval in 15mins

Get notified instantly via SMS or call about your approved Non-TU loan!

24/7 Cash in Hand

Cash will be ready and transferred by FPS. Just that easy!

Download NOW

Download the Credit KO mobile app for quick and convenient loan applications!

Applying is so that easy!

Apply in just 5 mins

Get ready with your ID, income、address proof and bank account details.
Start your no-show, no-TU loan application journey online!

15 mins AI instant approval!

AI lightning-fast approval and instant customized Non-TU loan plans.
Confirm your loan with online signing!

Cash in hand within 24 hours!

Just Tap & Grab your cash with FPS transfer

Apply in 5mins

Loan process completed 24x7 online

Approval in 15mins

Get notified via SMS or call about your approved Non-TU loan instantly!

24/7 Cash in Hand

Cash will be ready and transfer by FPS , just that easy!

Download NOW

Whenever you need it

We've got you covered!

Maximum

HKD2,000,000
(Up to 21x of your monthly salary, based on the lower amount )

Annual rate

APR as low as 3.36%

Cash Express

Qucik cash within 24 hours

Whenever you need it
We've got you covered!

Loan Calculator

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Monthly Repayment $0

Things you should know

There are several basic requirements you must learn before applying for our online loans.

Unlike bank loans, Non-TU loans in Hong Kong are loans that will not be reflected in your credit report and will not be considered when evaluating your creditworthiness for future loans. Outside of credit checks, as long as you meet the following basic eligibilities, then you should have no issues when applying online for a quick and easy loan from Credit KO:

  • Being 18 years old or above
  • Having a valid Hong Kong address
  • Having a minimum monthly earning of HKD 5,000

About us

At Credit KO, we break the mold of traditional loan companies and are committed to providing innovative and high-quality loan services to the people in Hong Kong. We help you tackle financial difficulties and meet your diverse needs. We offer various types of online loans to every customer without the need for a credit (TU) rating. With fast approval and funding on the same day, we tailor flexible repayment terms based on your personal financial situation, allowing you to manage your finances with ease.

Click here to learn more about Credit KO and experience hassle-free approval for a worry-free borrowing experience!