Property
Second Mortgage
Unlock Your Property Potential
Supercharge Your Cash Flow with Property's Second Mortgage!
The Advantages of Second Mortgage
MAXIMUM MORTGAGE AMOUNT $20M
Be Your Financial Safety Net
Worry Free!
No Impact Credit Report
NO CREDIT REPORT CHECK REQUIRED
Up to 80% of the Property Valuation
Even Mortgaged Properties are Eligible for Second Mortgage Loans!
24-Hour Loan Approval
Cash in Your Hands, Fast!
Annual interest rates starting as low as 8%
Principal & Interest Repayments or Interest-Only Repayments Options
LONG TENOR PERIOD
Up to 240 months
Second Mortgage
When Banks say no
We say GO！
NO
HANDLING FEE
Borrow as much as you need
NO
EARLY SETTLE CHARGE
Flexible repayment options
NO
INCOME PROOF REQUIRED
Simplify the process , Save time & efficiency
NO
CREDIT RATE CHECK
No credit rating checks required
Unlock the Value of Your Property
Get Quick Access to the
Funds You Need
No Restrictions on Property Type
Private Building, Public Housing, Village House, Shops, Commercial Space
Co-Owned Properties Welcome
Co-owned or Sole-owned
We've Got You Covered
Tradional Bank |
 |
|
|---|---|---|
|
Document |
|
ID Card、Address |
|
Cash Transfer Time |
30-60 days at least |
15mins Approval |
|
Loan Amount |
Up to 50% of the property value (excluding Mortgage Insurance Scheme) |
Up to 20 million or 80% of the property value |
Just 4 Simple steps
Fill in the Mortgage Application Form
Just a few simple steps to fill in your property information.
1
Upload the docouments
Upload your property's loan agreement or mortgage contract and let us handle the rest.
2
15mins Quick Approval
We will notify you via WhatsApp with the detailed approval information.
3
Sign the Mortgage Aggrement in the Law Firm
Arrange an appointment with the attorney on the same day to process the relevant property loan documents.
4
Property Mortgage Client Reviews
Low interest rates and high efficiency, Credit KO Mortgage Loans made it easy for me to achieve my property dreams!
The professional team at Credit KO Mortgage answered my questions in detail, giving me peace of mind!
Even with a bad record credit history, I'm grateful that Credit KO gave me the opportunity to apply!
Credit KO Mortgage's customer service is friendly and patient, helping me with all my inquiries!
Stay Ahead with Credit KO, Competitive Rates for Property Mortgages!
Beyond Expectations: Credit KO Financial Transforms Your Finances!
Ease and Reliability: Credit KO Mortgage Simplifies Your Loan Journey!
Tailored Solutions, Seamless Experience: Credit KO Mortgage Has You Covered!
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Learn More?
Fill in the application form below to contact our Loan Adviser
Who we are?
About Credit KO
Credit KO aims to break the boundaries of traditional loans and revolutionize loan services. We offer a wide range of online personal loan products, catering to the needs of the new generation. Our goal is to provide quick solutions for all types of borrowing and financial needs, ensuring the most flexible, efficient, personalized, and customer-friendly loan options and professional service experience.
Credit KO
KO your loan matters
you might ask
Frequently Asked Questions
?
When applying for a property mortgage loan with Credit KO, the procedures and approval conditions are more flexible compared to traditional banks. There is no requirement for stress testing or income proof, and personal credit checks (TU/TE) are not necessary. Simply provide personal information, property details, and company information to easily access the loan and meet your financial needs. Enjoy the convenience of a quick approval process, with the possibility of approval within 30 minutes.
The loan amount for property mortgage loans depends on factors such as the customer’s credit rating, income, occupation, and financial condition. Credit KO offers property mortgage loans of up to HK$20 million, with no processing fees (including lawyer’s fees and valuation fees). Additionally, the repayment period can be as long as 120 months, providing flexibility and freedom in repayment. Let us assist you in transforming your life through property ownership.
To apply for a Credit KO property mortgage loan, simply follow these four easy steps:
- Click Here Fill out the valuation application form.
- Upload the required documents.
- Receive a quick approval in as little as 15 minutes.
- Visit the lawyer’s office to sign the mortgage loan documents.
Further Inquiry contact our Mortgage Specialist
Mortgage Loan Made for You
